Valerie Gonzales is a San Luis Obispo native and started her career in the Real Estate Industry in 2004 as an Account Manager for Fidelity National Title. She enjoyed educating and helping Real Estate Agents grow their business with various business tools and marketing strategies while offering her expertise in training and educating them to build their business strategies. Valerie decided to evolve within the Real Estate industry and take on a new roll in the purchase transaction as a Loan Originator. Bringing her many years of experience and her wide knowledge and skill set to this side of the transaction has given her the competitive edge in the market. Valerie truly understands the importance of her roll in the transaction and takes great pride in communicating and problem solving with her business partners and clientele. It takes a fantastic team to get a transaction closed and Valerie values and respects each individual role within the transaction. She is passionate about her position as a Loan Officer and pours her heart and soul into every single transaction. She is committed to understanding her clientele and is enthusiastic to work with all ranges of buyers from the first time home buyer to the sophisticated investors. She offers a large array of unique loan programs that include down payment assistance, FHA, VA, Jumbo loans and many specialty products. Her rates are among the best as she offers some of the most competitive rates and she encourages her clients to compare rates in the market place. She takes pride in educating and walking her clients through every step of the way and looks forward to each opportunity bring the American dream of home ownership to our community.